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Solved Looking to possibly replace my old Windows 7 computer.

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I am thinking of getting a refurbished computer with Windows 10, there are so many choices I'm not sure what to get. I know I want a desktop. These are the things I do:
Internet- Facebook, You Tube when there's not too much buffering (our internet speed is slow), selling on eBay so I do use a printer, mostly for address labels. Shopping. Email. Occasional dvd movies or ones from a flash drive.
I would like a simple photo editing program, I'm still using Microsoft picture it on my old XP computer.
For word processing, my old pcs have Microsoft word but I don't need all the other Microsoft office stuff, except Outlook would be nice but I could probably get used to something else for email.
I would like to play music, I'm still using the old XP computer for that because the Windows Media Player on this Windows 7 computer doesn't do a good job of making the volume of each song about the same (can't remember what they call that).
Currently I have 3gb of pictures and 4gb of music.
I have a nice Samsung monitor and and Epson ET 2750 printer. Some of the refurbs I have looked at come with a keyboard and mouse for about $5, so I would get those if offered.
Questions: I think I should replace The Windows 7 computer, what do you think? Besides the fact that it turns into a pumpkin on the 14th, the 75gb disk is pretty full, and I have been told that if 1/3 of the disk is not free it affects performance, is this correct?
Is Windows 10 always 64 bit? I think I would want that. Also should I get Professional or Home? On the refurbs I don't think there's much difference in price, not sure what the advantages of Pro are.
I have been looking at refurbishers on eBay (I am an eBay seller and very savvy about eBay so I know how to be cautious). The computers I have been interested in have Intel i5 processor, 16gb RAM, and I don't know if I should get 1TB hard drive or 512gb SSD (would 512gb be enough?). Also one I was looking at has some 3.0 USB ports, are they important? Are integrated on board graphics ok or should I have a graphics card? If so how do I know what graphics card to get? What else do I need to know? Thanks for helping.
 
Sorry for the delay in you receiving any reply yellowdog5 which I suspect is due the wall of text above of which 99% is irrelevant I`m afraid, you were previously advised to include in your OP on this forum your maximum budget and what the main/intended use of the computer will be, we got some of the latter regarding the intended use but nowhere do you mention your maximum budget which without knowing it no one can make a suggestion for you.
 
The budget is a bit tight so consider purchasing something to get you up and running now and look to add a video card and better PSU when finances will allow it, something to consider here
 
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